Consider this: If you are a business owner and you find that you need a small business health insurance plan, know that you are not alone. The chances are, many, if not all, of your employees also need quality, affordable health insurance, including dental insurance.
Coverage in a small business health insurance plan is very expensive these days and finding affordable dental insurance for small business owners can be very hard because there is no employer to help offset the cost of it for you. But know this, also: there are options. Here are a few: Do you belong to a networking group that is full of other self employed people? If not, it may be time to join. Not only can you make very valuable business contacts and get strong referrals, you can also form a group to apply for dental coverage.
When a whole group applies, the cost is shared and everyone in the group ends up saving a boatload of money on dental coverage, insurance benefits, and small business health plans. Never overlook the discount dental plan as they are often a good option. Instead of purchasing traditional dental coverage, you could opt for a discount dental plan instead as part of an HSA health plan, or Health Savings Account or CRA health spending account. You pay a nominal fee to become a member and once you are, you get access to a bunch of dentists in your area that participate in the group. They provide discounted dental rates to the members of the group who needs a small business health insurance plan.
Discount rates are anywhere from 40 to 70 percent. Ask a dentist in your area for information on potential groups for you to join or for referrals. Also, members of local social groups can save money on dental insurance for small business. If you belong to the Lions Club or Kiwanis Club, that could help your business save on dental insurance for small business. If you are not a member yet, it may be time to join.
You could do the same thing in one of these groups that you could do in a small business health benefits networking group. Lastly, don’t overpay for dental insurance. There are some websites that can help business owners secure coverage for a small business health insurance plan at an affordable rate. The Affordable Dental Insurance directory is a free online resource that has a lot of information on how to find affordable coverage plans that fit your needs.
If you’re a small business looking to save money for you and your employees with a small business health insurance plan, consider dental insurance for small business. You won’t regret the decision to find the affordable coverage.